Impecunious defendant? Don’t give up without checking your client’s home insurance policy

2nd February, 2017

Defendant a man of straw? Don’t give up the case without checking your client’s home insurance policy. A little known fact is that many household policies have a section which will pay unrecovered, awarded damages and assessed costs in any court in the British Isles for something that would be covered under the personal and employer’s liability section of the policy.


Clearly, the precise terms of the policy will need to be examined, but there is a chance of claiming an unsatisfied judgment for Personal injury, damage to property, or a fatal accident claim.


Click here to read an example wording in a Lloyds TSB home insurance policy on the Civil Litigation Brief blog.


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